:root{--navy:#102c4c;--blue:#1769aa;--cyan:#1c9b9a;--bg:#f3f7fb;--text:#1d2939;--muted:#66758a;--line:#e3eaf2;--white:#fff;--shadow:0 12px 35px rgba(16,44,76,.07)}*{box-sizing:border-box}body{margin:0;background:var(--bg);color:var(--text);font-family:'Hind Siliguri','Noto Sans Bengali',system-ui,sans-serif;font-size:16px;line-height:1.55}.top{min-height:72px;background:#fff;border-bottom:1px solid var(--line);display:flex;align-items:center;justify-content:space-between;padding:12px max(4%,calc((100% - 1220px)/2));gap:18px;position:sticky;top:0;z-index:10}.brand{display:flex;align-items:center;gap:10px;font-size:21px;font-weight:700;color:var(--navy);text-decoration:none}.brand-mark{width:38px;height:38px;border-radius:12px;background:linear-gradient(135deg,var(--blue),var(--cyan));color:#fff;display:grid;place-items:center;font-size:22px}.top nav{display:flex;gap:17px;align-items:center;flex-wrap:wrap}.top nav a{color:var(--blue);text-decoration:none;font-weight:600}.nav-user{color:var(--muted);font-size:14px}.container{max-width:1220px;margin:30px auto;padding:0 22px;min-height:72vh}h1{font-size:clamp(25px,3vw,34px);line-height:1.25;color:var(--navy);margin:12px 0 20px}h2{font-size:23px;color:var(--navy);margin:28px 0 14px}h3{font-size:20px;color:var(--navy)}p{line-height:1.75}.muted{color:var(--muted)}.eyebrow{font-size:12px;letter-spacing:1.4px;color:var(--cyan);font-weight:700}.hero{background:radial-gradient(circle at 85% 15%,#328f9b 0,transparent 35%),linear-gradient(120deg,#102d50,#1769aa);color:white;border-radius:24px;padding:65px 7%;margin:15px 0 35px;box-shadow:var(--shadow)}.hero h1{color:white;font-size:clamp(30px,5vw,48px);max-width:720px}.hero p{max-width:650px;line-height:1.9}.btn{display:inline-flex;align-items:center;justify-content:center;background:var(--blue);color:#fff;border:0;border-radius:10px;padding:11px 18px;text-decoration:none;font:inherit;font-weight:600;cursor:pointer;margin:3px;transition:.18s}.btn:hover{filter:brightness(1.08);transform:translateY(-1px)}.btn:disabled{opacity:.45;cursor:not-allowed;transform:none}.hero .btn{background:#fff;color:var(--navy)}.btn.secondary{background:#e8f0f7;color:var(--navy)}.btn.danger{background:#b42318}.btn.small{font-size:14px;padding:7px 11px}.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,290px),1fr));gap:18px}.card,.stat,.form-wrap{background:#fff;border:1px solid var(--line);border-radius:17px;padding:22px;box-shadow:var(--shadow)}.card h2,.card h3{margin-top:4px}.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(175px,1fr));gap:15px;margin:18px 0}.stat{min-height:112px}.stat small{display:block;color:var(--muted);font-weight:500}.stat strong{display:block;color:var(--navy);font-size:26px;margin-top:8px;overflow-wrap:anywhere}.primary-stat{background:linear-gradient(135deg,#102c4c,#1769aa);border:0}.primary-stat small,.primary-stat strong{color:#fff}.actions{display:flex;gap:8px;flex-wrap:wrap;margin:22px 0}.form-wrap{max-width:600px;margin:25px auto}.form-wrap.wide{max-width:920px}label{display:block;font-weight:600;margin:13px 0}input,select,textarea{display:block;width:100%;padding:12px 13px;border:1px solid #cfd9e5;border-radius:9px;margin-top:6px;font:inherit;background:#fff;color:var(--text);outline:none}input:focus,select:focus,textarea:focus{border-color:#3185c5;box-shadow:0 0 0 3px #1769aa18}input[type=checkbox]{display:inline;width:auto}input[type=file]{padding:9px}textarea{min-height:90px}.two{display:grid;grid-template-columns:1fr 1fr;gap:14px}.table-wrap{overflow-x:auto;background:#fff;border:1px solid var(--line);border-radius:13px;margin:15px 0;box-shadow:var(--shadow)}table{border-collapse:collapse;width:100%;min-width:720px}th,td{text-align:left;padding:13px 15px;border-bottom:1px solid var(--line);vertical-align:top}th{background:#eef4f9;color:var(--navy);white-space:nowrap;font-weight:700}tr:last-child td{border-bottom:0}.alert{padding:13px 16px;border-radius:10px;margin:12px 0;background:#e8f7ee;color:#176b37;border:1px solid #ccebd6}.alert.error{background:#fff0ef;color:#a12b24;border-color:#f4d0cc}.inline{min-width:210px}details{padding:12px;background:#f6f9fc;border-radius:10px;margin:12px 0}fieldset{border:1px solid var(--line);border-radius:10px;margin:12px 0;padding:12px}.pill{display:inline-block;background:#e8f2fb;color:#145b91;padding:5px 10px;border-radius:20px;font-size:13px;font-weight:700}.pill.success{background:#e7f7ee;color:#14733b}.status{display:inline-block;border-radius:20px;padding:4px 9px;background:#edf2f7;color:#344054;font-size:13px;font-weight:600}.status.pending{background:#fff5dc;color:#8a5a00}.status.approved,.status.completed{background:#e7f7ee;color:#14733b}.status.rejected,.status.failed,.status.cancelled{background:#fff0ef;color:#a12b24}.dashboard-head{display:flex;justify-content:space-between;align-items:center;gap:20px}.dashboard-head h1{margin-bottom:4px}.next-due{display:flex;justify-content:space-between;align-items:center;gap:20px;background:#eaf5fb;border:1px solid #cfe6f4;border-radius:15px;padding:17px 20px;margin:18px 0}.next-due p{margin:4px 0;color:var(--muted)}.next-due strong{font-size:23px;color:var(--navy);white-space:nowrap}footer{text-align:center;padding:26px;color:var(--muted);border-top:1px solid var(--line);background:#fff;margin-top:40px}@media(max-width:700px){.container{padding:0 13px;margin:19px auto}.top{padding:12px 14px;align-items:flex-start;flex-direction:column;position:static}.top nav{gap:11px}.brand{font-size:19px}.hero{padding:38px 22px;border-radius:17px}.hero h1{font-size:30px}h1{font-size:25px}h2{font-size:20px}.two{grid-template-columns:1fr}.stats{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.stat{padding:15px;min-height:98px}.stat strong{font-size:20px}.form-wrap{padding:16px}.dashboard-head{align-items:flex-start;flex-direction:column}.next-due{align-items:flex-start;flex-direction:column;gap:5px}.cards{grid-template-columns:1fr}}

/* Admin dashboard */
.admin-welcome{display:flex;align-items:center;justify-content:space-between;gap:22px;padding:30px 34px;margin:8px 0 28px;border-radius:20px;background:radial-gradient(circle at 88% 12%,rgba(55,177,172,.32),transparent 28%),linear-gradient(120deg,#102c4c,#1769aa);color:#fff;box-shadow:var(--shadow)}
.admin-welcome h1{color:#fff;margin:7px 0 4px;font-size:clamp(26px,3vw,36px)}.admin-welcome p{margin:0;color:#d8e9f7}.admin-kicker{font-size:11px;letter-spacing:1.6px;font-weight:700;color:#9ce2dc}.admin-welcome-btn{background:#fff;color:var(--navy);white-space:nowrap}.admin-section-head{display:flex;align-items:center;justify-content:space-between;gap:16px;margin:25px 0 13px}.admin-section-head h2{margin:0;font-size:22px}.admin-section-head p{margin:2px 0 0;color:var(--muted);font-size:14px}.admin-live{font-size:13px;color:#14733b;background:#e7f7ee;padding:6px 11px;border-radius:30px}.admin-live i{display:inline-block;width:7px;height:7px;border-radius:50%;background:#22a05a;margin-right:5px}.admin-stat-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}.admin-stat-card{position:relative;min-width:0;padding:19px 20px;background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow)}.admin-stat-card>span{display:block;color:var(--muted);font-size:14px}.admin-stat-card strong{display:block;color:var(--navy);font-size:27px;line-height:1.35;margin:7px 0 2px;overflow-wrap:anywhere}.admin-stat-card small{color:#8491a2;font-size:12px}.admin-stat-icon,.tool-icon{width:37px;height:37px;display:grid;place-items:center;border-radius:11px;font-size:19px;margin-bottom:12px}.blue{background:#e8f2ff;color:#1769aa}.purple{background:#f1ebff;color:#7450b5}.amber{background:#fff4dc;color:#a46a00}.green{background:#e5f7ed;color:#18834c}.rose{background:#ffeded;color:#bd4b54}.teal{background:#e2f6f4;color:#13877e}.slate{background:#edf1f5;color:#526477}.admin-tools-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.admin-tool{position:relative;display:flex;align-items:center;gap:12px;min-width:0;padding:15px;background:#fff;border:1px solid var(--line);border-radius:14px;text-decoration:none;color:var(--text);transition:.18s}.admin-tool:hover{border-color:#a9c9e3;transform:translateY(-2px);box-shadow:var(--shadow)}.admin-tool .tool-icon{flex:0 0 38px;margin:0}.admin-tool b,.admin-tool small{display:block}.admin-tool b{color:var(--navy);font-size:15px}.admin-tool small{color:var(--muted);font-size:12px;line-height:1.4;margin-top:2px}.tool-arrow{margin-left:auto;color:#91a2b4;font-size:20px}.admin-tool em{position:absolute;right:35px;top:7px;background:#fff0d3;color:#8a5a00;border-radius:20px;padding:1px 7px;font-size:11px;font-style:normal;font-weight:700}.admin-recent-grid{display:grid;grid-template-columns:1fr 1fr;gap:15px;margin:25px 0}.admin-panel{min-width:0;background:#fff;border:1px solid var(--line);border-radius:16px;padding:19px;box-shadow:var(--shadow)}.admin-panel-head{display:flex;align-items:center;justify-content:space-between;gap:10px;padding-bottom:12px;border-bottom:1px solid var(--line)}.admin-panel-head h2{font-size:18px;margin:0}.admin-panel-head p{font-size:12px;color:var(--muted);margin:2px 0 0}.admin-panel-head>a{font-size:13px;color:var(--blue);font-weight:600;text-decoration:none;white-space:nowrap}.admin-list-row{display:flex;align-items:center;gap:10px;padding:12px 0;border-bottom:1px solid #edf1f5}.admin-list-row:last-child{border-bottom:0;padding-bottom:0}.admin-avatar{flex:0 0 34px;width:34px;height:34px;display:grid;place-items:center;border-radius:50%;background:#eaf2fb;color:#1769aa;font-weight:700}.tx-avatar{background:#e5f7ed;color:#18834c}.admin-list-main{min-width:0;flex:1}.admin-list-main b,.admin-list-main small{display:block;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}.admin-list-main b{font-size:13px;color:var(--navy)}.admin-list-main small{font-size:11px;color:var(--muted)}.admin-list-end{text-align:right;flex:0 0 auto}.admin-list-end>b{display:block;font-size:13px;color:var(--navy);margin-bottom:3px}.admin-list-end .status{font-size:10px;padding:2px 7px}.admin-empty{padding:24px 8px;text-align:center;color:var(--muted);font-size:14px}
@media(max-width:850px){.admin-stat-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.admin-tools-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.admin-recent-grid{grid-template-columns:1fr}}
@media(max-width:560px){.admin-welcome{align-items:flex-start;flex-direction:column;padding:23px 20px}.admin-welcome-btn{white-space:normal}.admin-stat-grid{gap:9px}.admin-stat-card{padding:14px}.admin-stat-card strong{font-size:22px}.admin-tools-grid{grid-template-columns:1fr}.admin-section-head h2{font-size:19px}.admin-panel{padding:14px}}

.profile-current{display:flex;align-items:center;gap:15px;padding:14px;background:#f4f8fc;border-radius:13px;margin:15px 0 22px}.profile-photo{width:76px;height:76px;object-fit:cover;border-radius:50%;border:3px solid #fff;box-shadow:0 2px 10px #102c4c22}.profile-placeholder{display:grid;place-items:center;background:#dce9f4;color:#315675;font-weight:700}.profile-current b{font-size:18px}


/* Loan limit and application form: responsive on phones and desktops */
.loan-limit-line{font-size:16px;margin:10px 0 4px}.loan-limit-line b{font-size:20px;color:var(--navy)}.loan-minimum{font-size:13px;margin:0 0 12px}.card form{min-width:0}.card form label small{display:block;font-weight:400;color:var(--muted);line-height:1.5;margin-top:6px}.card details{min-width:0}.card fieldset{min-width:0}.card input,.card textarea,.card select{max-width:100%;box-sizing:border-box}@media(max-width:700px){.card{padding:16px}.loan-limit-line b{font-size:18px}.card details{padding:10px}.card fieldset{padding:10px;margin:9px 0}.card .btn{width:100%;margin:8px 0 0}.card form label{margin:11px 0}}


/* Customer loan plan and repayment summaries */
.loan-plan-card .plan-facts{display:grid;grid-template-columns:1fr 1fr;gap:7px 14px;margin:14px 0;padding:13px;background:#f5f8fc;border-radius:12px}.plan-facts p{display:flex;flex-direction:column;gap:1px;margin:0;min-width:0}.plan-facts p span{font-size:13px;color:var(--muted)}.plan-facts p b{color:var(--navy);font-size:16px;overflow-wrap:anywhere}.plan-facts p b small{font-size:11px;font-weight:500;color:var(--muted)}.customer-loan-card{min-width:0}.loan-card-head{display:flex;justify-content:space-between;align-items:flex-start;gap:12px}.loan-card-head h3{margin:8px 0 4px}.loan-state{font-size:12px;color:#14733b;background:#e7f7ee;padding:5px 9px;border-radius:20px;white-space:nowrap}.loan-meta-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin:15px 0}.loan-meta-grid>div{min-width:0;padding:10px 11px;background:#f6f9fc;border-radius:10px}.loan-meta-grid small{display:block;color:var(--muted);font-size:12px;line-height:1.4;margin-bottom:4px}.loan-meta-grid b{display:block;color:var(--navy);font-size:15px;overflow-wrap:anywhere}.loan-progress{height:7px;background:#e7edf4;border-radius:20px;overflow:hidden;margin:14px 0}.loan-progress span{display:block;height:100%;background:linear-gradient(90deg,var(--blue),var(--cyan));border-radius:20px}@media(max-width:480px){.loan-plan-card .plan-facts{grid-template-columns:1fr 1fr;gap:9px}.loan-meta-grid{gap:8px}.loan-meta-grid>div{padding:9px}.loan-meta-grid b{font-size:14px}.loan-card-head{flex-direction:column}}


/* Responsive customer navigation */
.nav-shell{margin-left:auto}.nav-shell>summary{display:none;list-style:none;cursor:pointer;user-select:none;color:var(--blue);font-weight:700;border:1px solid var(--line);border-radius:10px;padding:8px 12px;background:#fff}.nav-shell>summary::-webkit-details-marker{display:none}
@media(max-width:760px){.top{padding:10px 13px;align-items:center;flex-direction:row;gap:10px;position:sticky;top:0}.nav-shell{position:relative;max-width:calc(100% - 130px)}.nav-shell>summary{display:block;white-space:nowrap}.nav-shell nav{display:none;position:absolute;right:0;top:calc(100% + 9px);width:min( min(88vw,340px), calc(100vw - 26px));max-height:75vh;overflow:auto;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:0 14px 35px rgba(16,44,76,.16);padding:12px;z-index:30;align-items:stretch;flex-direction:column;gap:0}.nav-shell[open] nav{display:flex}.nav-shell nav a,.nav-shell nav .nav-user{display:block;padding:11px 9px;border-bottom:1px solid #edf1f5;white-space:normal}.nav-shell nav a:last-child{border-bottom:0}.brand{font-size:17px;gap:7px}.brand-mark{width:34px;height:34px;flex:0 0 34px}.container{padding-left:12px;padding-right:12px}}
@media(max-width:380px){.brand{font-size:15px}.brand-mark{width:31px;height:31px;flex-basis:31px}.nav-shell>summary{font-size:14px;padding:7px 9px}}

.terms-check{display:flex;align-items:flex-start;gap:9px;font-weight:500;line-height:1.55;padding:10px 0}.terms-check input{flex:0 0 auto;margin:5px 0 0}.terms-check a,.footer-link{color:var(--blue);font-weight:700}.footer-link{display:inline-block;margin-top:5px;text-decoration:none}